Alliant Cashback Visa Signature Credit Card

With the Alliant Cashback Visa Signature Credit Card, you can get 2.5% cash back on purchases (up to $10,000 in purchases each billing cycle). This rate beats most other credit cards. But there's a catch. You will need to meet certain requirements, including opening an Alliant checking account.

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Positive points

• Money back

  Unlimited money back

• Annual fee

  No annual fee

• Foreign transaction fee

  No foreign transaction fee

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Negative points

• Welcome offer

  No welcome offer

• Rewards

  Rewards require verification activity

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With the monthly spending limit of $10,000, after which the rewards rate drops to 2.5% cash back, it also may not be as rewarding an option as a 2% cash back card for big spenders or a tiered rewards card for those with higher than normal spending in specific categories.

But for those who can meet the Tier One requirements, the cash back earning rate on the card is unbeatable among flat rate cards and probably worth the effort required to be eligible.

Redeeming rewards

Alliant allows cash back redemptions when a minimum of $50 in cash back is earned when the account is open and in good standing. Spending $2,000 on qualifying purchases is enough to earn $50 in cash back at the 2.5% rate. Click the button below and apply for your card:

Interest rate

• Regular APR: 15.24% - 25.24% variable;
• Purchase Intro APR: N/A;
• APR on balance transfer introduction: N/A.

Debt protection

Alliant offers the option to pay a monthly fee to participate in their debt protection plan. Debt protection can cancel up to $100,000 in debt if the cardholder dies or up to $18,000 if the cardholder becomes disabled or involuntarily unemployed. Click the button below and apply for your card:

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