Kiwibank Zero Visa Credit Card

In addition to no annual account fees, the Kiwibank Zero Visa has Kiwibank's lowest interest rate for a credit card. There is no charge for joint or additional cards and you can qualify for up to 55 interest-free days by paying your balance in full each month.

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Positive points

• Non-interest period

  Up to 55 days on purchases

• Minimum monthly payment

  5% of transaction amount or $10, whichever is greater

• Joint cards

  Joint and additional cards

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Negative points

• Age

  Age 18 years or older

• Credit history

  Have an acceptable credit history

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Getting a Kiwibank Zero Visa credit card is simple. All you need to do is visit Kiwibank's website, click "apply now" and fill out the online application form. In just a few minutes, you can complete the application form.

To qualify for a Kiwibank Zero Visa credit card, you must be at least 18 years old and a permanent resident of the country. To qualify, you must also have a good credit history.

No account fee

If you pay your balance before the due date each month, you qualify for up to 55 days interest-free on purchases. To apply for your card, click the button below:

Required documents

After Kiwibank reviews your application, you will need to verify your identity and address if you are a new customer. You may also need to verify your overseas tax residency if applicable.

• You can use your passport or driver's license and another bank card with your name and signature for your identification;
• For proof of address, a utility bill, bank statement, store statement, doctor's letter or government letter from the last six months are sufficient.

Balance transfer

Kiwibank runs promotions in which you can transfer an outstanding balance from another credit card to your Kiwibank Zero Visa and pay no interest for a specified period of time. The current promotion is 1.99% interest aa on the transferred balance for 6 months. Click on the button below and apply for your card:

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